Contents
What’s new & important? .........................................................................................................2
Index of topics .............................................................................................................................. 4
What are the parts of Medicare? ...........................................................................................9
Your Medicare options .............................................................................................................10
At a glance: Original Medicare vs. Medicare Advantage ...........................................11
Get started with Medicare ......................................................................................................13
Get help finding the right coverage for you ...................................................................14
Section 1: Signing up for Medicare .....................................................................................15
Section 2: Find out what Medicare covers .....................................................................25
Section 3: Original Medicare ................................................................................................ 57
Section 4: Medicare Advantage Plans & other options .............................................61
Section 5: Medicare Supplement Insurance (Medigap) ........................................... 75
Section 6: Medicare drug coverage (Part D) .................................................................79
Section 7: Get help paying your health & drug costs ................................................91
Section 8: Your Medicare rights & protections ............................................................97
Section 9: Get more information .....................................................................................107
Section 10: Definitions ..........................................................................................................119
Need information in an accessible format or another language?
Go to pages 123 and 125–126.
Symbol key
Look for these symbols to help you understand your Medicare coverage.
Compare: Shows
comparisons between
Original Medicare and
Medicare Advantage Plans.
Cost & coverage: Gives you
information about costs
and coverage for services.
Preventive service:
Gives you details about
preventive services.
Important!
Important: Highlights
information that’s important to
review.
New!
New: Highlights what’s new in
this year’s “Medicare & You.”
Helps you find important
information on Medicare.gov.